买房前先算账
Before buying a home
HSK 7 · 133 words · 100% within level
Speed
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Changes in the property market over the past few years have slowed many people's plans to buy.
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For ordinary people, the first step is working out exactly how much they can repay each month.
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Housing-fund loans carry low interest, so many use them first and borrow the rest from a bank.
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If the down payment falls short, some people mortgage their old flat, which is very risky.
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Before signing the contract you must read every clause clearly, especially the handover date.
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Some developments start construction early but hand over very slowly, leaving owners to wait.
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One person I know spent over a hundred thousand yuan extra simply because he hadn't read the clauses closely.
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So when buying a home, better to ask a few more people than to rush your signature.
Words in this passage
All 104 words, in the order they appear — tap a word in the passage above to look it up in place. Words above this level are marked new ; save any of them to your study list.
- 这zhèHSK 1this, the, here
- 几jǐHSK 1small table
- 年niánHSK 1year; new-years; person's age
- 房地产fáng dì chǎnHSK 7real estate
- 市场shì chǎngHSK 3marketplace; market (also in abstract)
- 的deHSK 1possessive, adjectival suffix
- 变化biàn huàHSK 3(intransitive) to change; to vary; change; variation
- 让ràngHSK 2allow, permit, yield, concede
- 很hěnHSK 1very, quite, much
- 多duōHSK 1much, many; more than, over
- 人rénHSK 1man; people; mankind; someone else
- 买mǎiHSK 1buy, purchase; bribe, persuade
- 房fángHSK 1house, building; room; 4th lunar mansion, determinative star π Scorpii
- 计划jì huàHSK 2plan; project; program; to plan; to map out
- 慢mànHSK 1slow(ly), leisurely, sluggish
- 了leHSK 1to finish; particle of completed action
- 下来xià laiHSK 3to come down; (completed action marker); (after verb of motion, indicates motion down and towards us, also fig.); (indicates continuation from the past towards us); to be harvested (of crops); to be over (of a period of time); to go among the masses (said of leaders)
- 对duìHSK 1correct, right; facing, opposed
- 普通pǔ tōngHSK 2common; ordinary; general; average
- 来láiHSK 1come, coming; return, returning
- 说shuōHSK 1speak, say, talk; scold, upbraid
- 第dìHSK 1sequence, number; grade, degree
- 一yīHSK 1one; a, an; alone
- 步bùHSK 2step, pace; walk, stroll
- 是shìHSK 1indeed, yes, right; to be; demonstrative pronoun, this, that
- 算suànHSK 2count, calculate, figure; plan
- 清楚qīng chuHSK 2clear; distinct; to understand thoroughly; to be clear about
- 自己zì jǐHSK 2oneself; one's own
- 每měiHSK 2every, each
- 个gèHSK 1numerary adjunct, piece; single
- 月yuèHSK 1moon; month; Kangxi radical 74
- 能néngHSK 1to be able; can, permitted to; ability
- 还háiHSK 1still, yet, also, besides
- 多少duō shǎoHSK 1number; amount; somewhat
- 钱qiánHSK 1money, currency, coins
- 公积金gōng jī jīnHSK 7official reserves; accumulated fund
- 贷款dài kuǎnHSK 5a loan; to provide a loan (e.g. bank); to raise a loan (from e.g. a bank)
- 利息lì xīHSK 4interest (on a loan)
- 低dīHSK 2low; to lower, hang, bend, bow
- 先xiānHSK 1first, former, previous
- 用yòngHSK 1use, employ, apply, operate; use
- 它tāHSK 2it; other
- 不够bù gòuHSK 2not enough; insufficient; inadequate
- 部分bù fenHSK 2part; share; section; piece
- 再zàiHSK 1again, twice, re-
- 向xiàngHSK 2toward, direction, trend
- 银行yín hángHSK 2bank
- 借jièHSK 2borrow; lend; make pretext of
- 如果rú guǒHSK 2if; in case; in the event that
- 首shǒuHSK 3head; first; leader, chief; a poem; Kangxi radical 185
- 付fùHSK 3give, deliver, pay, hand over; entrust
- 有人yǒu rénHSK 2someone; people; anyone; there is someone there; occupied (as in restroom)
- 会huìHSK 1assemble, meet together; meeting
- 把bǎHSK 3hold, take; guard; regard as
- 旧jiùHSK 3old, ancient; former, past
- 房子fáng ziHSK 1house; building (single- or two-story); apartment; room
- 抵押dǐ yāHSK 7to provide (an asset) as security for a loan; to put up collateral
- 出去chū qùHSK 1to go out
- 但dànHSK 2only; but, however, yet, still
- 风险fēng xiǎnHSK 3risk; hazard
- 大dàHSK 1big, great, vast, large, high
- 签qiānHSK 4sign, endorse; slip of paper
- 合约hé yuēHSK 6treaty; contract
- 之前zhī qiánHSK 4before; prior to; ago; previously; beforehand
- 一定yī dìngHSK 2surely; certainly; necessarily; fixed; a certain (extent etc); given; particular; must
- 要yàoHSK 1necessary, essential; necessity
- 条tiáoHSK 1clause, condition; string, stripe
- 条款tiáo kuǎnHSK 7clause (of contract or law)
- 看kànHSK 1look, see; examine, scrutinize
- 明白míng baiHSK 1clear; obvious; unequivocal; to understand; to realize
- 尤其yóu qíHSK 5especially; particularly
- 交jiāoHSK 2mix; intersect; exchange, communicate; deliver
- 日期rì qīHSK 1date
- 有些yǒu xiēHSK 1some; somewhat
- 楼lóuHSK 1building of two or more stories
- 盘pánHSK 3tray, plate, dish; examine
- 开工kāi gōngHSK 7to begin work (of a factory or engineering operation); to start a construction job
- 早zǎoHSK 1early; soon; morning
- 交付jiāo fùHSK 7to hand over; to deliver
- 却quèHSK 4still, but; decline; retreat
- 缓慢huǎn mànHSK 7slow
- 业yèHSK 2profession, business; GB radical 111
- 主zhǔHSK 2master, chief owner; host; lord
- 只能zhǐ néngHSK 2can only; obliged to do sth; to have no other choice
- 等děngHSK 1rank, grade; to wait; equal, “and so forth”
- 我wǒHSK 1our, us, i, me, my, we
- 认识rèn shiHSK 1to know; to recognize; to be familiar with; to get acquainted with sb; knowledge; understanding; awareness; cognition
- 个人gè rénHSK 3individual; personal; oneself
- 就jiùHSK 1just, simply; to come, go to; to approach, near
- 因为yīn wèiHSK 2because; owing to; on account of
- 没méiHSK 1not, have not, none; drown, sink
- 清qīngHSK 2clear, pure, clean; peaceful
- 花huāHSK 1flower; blossoms
- 十shíHSK 1ten, tenth; complete; perfect
- 万wànHSK 2ten thousand; innumerable
- 所以suǒ yǐHSK 2therefore; as a result; so; the reason why
- 件jiànHSK 2numerary adjunct for article; matter
- 事shìHSK 1affair, matter, business; to serve; accident, incident
- 宁可nìng kěHSK 7preferably; one would prefer to...(or not to...); would rather; (would) be better to; (to pick) the lesser of two evils
- 问wènHSK 1ask about, inquire after
- 也yěHSK 1also; classical final particle of strong affirmation or identity
- 不要bù yàoHSK 2don't!; must not
- 着急zháo jíHSK 4to worry; to feel anxious; to feel a sense of urgency; to be in a hurry; Taiwan pr. [zhāo jí]
- 签字qiān zìHSK 5to sign (one's name); signature
Characters in this passage
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Understanding modern life · Part 5 of 5
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